Achieve Long-Term Success with Our LTR Mortgage

Introducing our Long Term Rental Mortgage Product, a versatile financing option created for individuals, trusts, corporations, and LLCs. With loan amounts that range from $150,000 to $800,000, this mortgage is compatible with a broad spectrum of property types, including Condos, Townhomes, Multi-Family 1-8 units, Single Family homes, and Commercial assets.

The product features a diverse set of lending terms to cater to various investment strategies: 5-Year ARM, 7-Year ARM, 10-Year ARM, 30-Year Fixed, 40-Year Fixed, and Interest-Only options are available. Leverage this mortgage product to sustain long-term rental income and broaden your real estate portfolio.

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Who Is This Product For?

  • Long Term Rental Owners.
  • Real Estate Investors: Those looking to invest in long-term rental properties.
  • Property Owners: Existing property owners aiming to refinance for better terms.
  • Various Legal Entities: Trusts, corporations, and limited partnerships also find this product beneficial.

How Long Term Rental Lending Benefits You

  • Cash Flow Management: Predictable payment structure.
  • Asset Diversification: Enhances your portfolio's long-term performance.
  • Funding Flexibility: With broad loan limits, fund multiple projects.

Long Term Rental Specific Requirements

  • Adequate credit history.
  • Provable, consistent rental income.
  • Property appraisal.

Long Term Rental Property Types Funded

  • Single Family Residences: Detached homes intended for one family.
  • Condominiums: Individual units in a larger complex, often in cities.
  • Townhomes: Multi-level homes connected in a row, common in suburban areas.
  • Multi-Family Properties (1-4 units): Buildings housing multiple families, offering potential for rental income.
  • Commercial Properties: Spaces used for business activities, such as offices, retail, or industrial facilities.
Mid Term Rent – IMG 3

Loan Amount Parameters

  • Minimum Loan Amount: $150,000, perfect for smaller investments.
  • Maximum Loan Amount: Up to $2,000,000, making larger portfolios possible.
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Long Term Rental Loan Terms

Structured to Match Your Investment Horizon

  • 5-Year Adjustable-Rate Mortgage (ARM): Lower initial rates, ideal for short-term investment strategies.
  • 7-Year Adjustable-Rate Mortgage (ARM): Moderate initial rates suitable for medium-term financial planning.
  • 10-Year Adjustable-Rate Mortgage (ARM): Extended adjustable rate period for greater financial flexibility.
  • 30-Year Fixed-Rate Mortgage: Long-term stability with a fixed interest rate for the loan's duration.
  • 40-Year Fixed-Rate Mortgage: Extended fixed-rate term for reduced monthly payments.
  • Interest-Only Loans: Pay only the interest initially, offering lower monthly payments for a set period.

Long Term Rental Availability Funding Eligibility

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Individuals

A direct and personalized approach to property acquisition

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Trusts

A tool for versatile, strategic real estate planning

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Corporations

Facilitating rapid portfolio expansion or diversification

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Partnerships

Capitalize on collective investment opportunities swiftly

Our Long-Term Rental Mortgage is purpose-built to offer a stable and scalable financing solution for your long-term property investments. With a diverse range of property types covered, an expansive loan amount spectrum, and varying loan terms, we provide a mortgage solution as unique as your financial goals. Start your application today.

States We Serve

Barrett Financial is proud to service multiple states across the U.S., offering comprehensive solutions to suit diverse regional needs. Check our map to find out if we service your state.

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