A Tailor-Made Multi-Family Financial Solution

Welcome to Barrett Financial’s specialized Multi-Family Mortgage lending product. If you are an investor or property owner looking to diversify through multi-unit residential real estate, you've arrived at the right destination.

Our multi-family lending is a customized financial solution for a broad clientele including individuals, trusts, corporations, and LLCs. With available loan amounts ranging from $150,000 to $800,000, this product caters to an array of property types such as Condos, Townhomes, Multi-Family 1-4 units, Single Family homes, and Commercial assets.

With a diverse set of lending terms including 5-Year ARM, 7-Year ARM, 10-Year ARM, 30-Year Fixed, 40-Year Fixed, and Interest-Only options, this mortgage offering is engineered to suit your specific investment goals. Utilize this product to leverage multi-family assets and expand your real estate portfolio.

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Who Is An Multi-Family Mortgage For?

  • Seasoned Investors: Ideal for experienced property owners looking to expand their portfolios.
  • New Investors: Suitable for those entering the multi-family investment arena for the first time.
  • Diverse Ownership Structures: Whether you are an individual, a trust, a corporation, or a limited partnership, we've got you covered.

How It Benefits You?

  • Economies of Scale: Maximize revenue while minimizing costs.
  • Robust Financing: Diverse loan structures to fit your investment strategy.
  • Asset Growth: Opportunity to grow your real estate portfolio in a stable, lucrative sector.

Specific Requirements

  • Strong credit background and financials.
  • Property must fall under our funding categories.
  • Demonstrated management experience for multi-family units is advantageous.

MF Property Types Funded

  • Single Family Residences: Detached homes intended for one family.
  • Condominiums: Individual units in a larger complex, often in cities.
  • Townhomes: Multi-level homes connected in a row, common in suburban areas.
  • Multi-Family Properties (1-4 units): Buildings housing multiple families, offering potential for rental income.
  • Commercial Properties: Spaces used for business activities, such as offices, retail, or industrial facilities.
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Multi-Family Loan Amounts

  • Minimum Loan Amount: $150,000 for those looking to enter the multi-family market.
  • Maximum Loan Amount: Up to $800,000 for expanding your property portfolio.
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Multi-Family Loan Terms

Designed with Your Business Cycle in Mind:

  • 5-Year Adjustable-Rate Mortgage (ARM): Lower initial rates, ideal for short-term investment strategies.
  • 7-Year Adjustable-Rate Mortgage (ARM): Moderate initial rates suitable for medium-term financial planning.
  • 10-Year Adjustable-Rate Mortgage (ARM): Extended adjustable rate period for greater financial flexibility.
  • 30-Year Fixed-Rate Mortgage: Long-term stability with a fixed interest rate for the loan's duration.
  • 40-Year Fixed-Rate Mortgage: Extended fixed-rate term for reduced monthly payments.
  • Interest-Only Loans: Pay only the interest initially, offering lower monthly payments for a set period.

Multi-Family Availability and Eligibility

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Individuals

A direct and personalized approach to property acquisition

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Trusts

A tool for versatile, strategic real estate planning

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Corporations

These too are welcome, provided they meet specific eligibility criteria.

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Partnerships

These too are welcome, provided they meet specific eligibility criteria.

Our Multi-Family Mortgage product offers a versatile and effective avenue to elevate your investment strategy in the multi-family residential sector. With flexible property type options, adaptable loan amounts and terms, and a broad eligibility criterion, we aim to be your go-to financial partner. Secure your financial future by applying today.

States We Serve

Barrett Financial is proud to service multiple states across the U.S., offering comprehensive solutions to suit diverse regional needs. Check our map to find out if we service your state.

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