The Gold Standard for Short-Term Rental Mortgages

Introducing our Short Term Rental Mortgage Product, a specialized financing solution ideal for individuals, trusts, corporations, and LLCs. With loan amounts varying from $150,000 to $800,000, this mortgage accommodates a wide array of property types—Condos, Townhomes, Multi-Family 1-8 units, Single Family residences, and Commercial assets.

Featuring an extensive range of lending terms such as 5-Year ARM, 7-Year ARM, 10-Year ARM, 30-Year Fixed, 40-Year Fixed, and Interest-Only options, this product offers the versatility to adapt to your investment goals. Utilize this mortgage to tap into the lucrative short-term rental market and expand your property holdings.

APPLY NOW
Scroll to discover

Apply Now

Who Is This Product For?

  • Real Estate Investors: To optimize portfolio diversification.
  • Entrepreneurs: Engage in the profitable short-term rental market.
  • Existing Property Owners: Convert or refinance an existing property for short-term rental.

How It Benefits You

When you choose our FHA Mortgage Lending product, you unlock:

  • Rapid ROI: Opportunity for quicker return on investment compared to long-term rentals.
  • Flexible Occupancy: Use the property yourself when it's not rented.
  • Tax Benefits: Possible tax deductions associated with property investment.

Specific Requirements

  • Proof of property insurance specific to short-term rentals.
  • Verification of property compliance with local short-term rental regulations.

Property Types Funded

  • Single Family Residences: Detached homes intended for one family.
  • Condominiums: Individual units in a larger complex, often in cities.
  • Townhomes: Multi-level homes connected in a row, common in suburban areas.
  • Multi-Family Properties (1-4 units): Buildings housing multiple families, offering potential for rental income.
  • Commercial Properties: Spaces used for business activities, such as offices, retail, or industrial facilities.
Mid Term Rent – IMG 3

Loan Amount Parameters

  • Minimum Loan Amount: $150,000 for entry-level investors.
  • Maximum Loan Amount: Up to $800,000 for upscale properties and large investments.
APPLY NOW

Short Term Rent Loan Terms

Choose Terms that Match Your Business Cycle:

  • 5-Year Adjustable-Rate Mortgage (ARM): Lower initial rates, ideal for short-term investment strategies.
  • 7-Year Adjustable-Rate Mortgage (ARM): Moderate initial rates suitable for medium-term financial planning.
  • 10-Year Adjustable-Rate Mortgage (ARM): Extended adjustable rate period for greater financial flexibility.
  • 30-Year Fixed-Rate Mortgage: Long-term stability with a fixed interest rate for the loan's duration.
  • 40-Year Fixed-Rate Mortgage: Extended fixed-rate term for reduced monthly payments.
  • Interest-Only Loans: Pay only the interest initially, offering lower monthly payments for a set period.

Short Term Rental Availability Funding Eligibility

employee

Individuals

A direct and personalized approach to property acquisition

shield

Trusts

A tool for versatile, strategic real estate planning

deal

Corporations

Facilitating rapid portfolio expansion or diversification

deal

Partnerships

Capitalize on collective investment opportunities swiftly

Invest in one of the fastest-growing real estate sectors with Barrett Financial’s STR Mortgage. Equip yourself with the financial flexibility and security to make the most of the short-term rental market. Apply today to set your investment strategy in motion.

States We Serve

Barrett Financial is proud to service multiple states across the U.S., offering comprehensive solutions to suit diverse regional needs. Check our map to find out if we service your state.

APPLY NOW