Your International Partner for U.S. Property Investment

Introducing our Foreign National Mortgage Product, a specialized financing avenue designed for individuals, trusts, corporations, and LLCs based outside the United States. With loan amounts available from $150,000 to $800,000, this product caters to a comprehensive range of properties such as Condos, Townhomes, Multi-Family 1-4 units, Single Family residences, and Commercial assets.

Offering a varied array of lending terms, including 5-Year ARM, 7-Year ARM, 10-Year ARM, 30-Year Fixed, 40-Year Fixed, and Interest-Only options, this mortgage is engineered to align with your international investment strategy. Leverage this product to gain access to U.S. real estate opportunities and diversify your global portfolio.

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Who Is This Product For?

This unique product is designed for:

  • International Individual Investors: Ideal for non-U.S. citizens who want to invest in American real estate.
  • Foreign Trusts and Corporations: Specifically tailored to suit investment entities based outside of the U.S.
  • Expatriates and Foreign Students: For those temporarily residing in the U.S. and wishing to invest in property here.

How It Benefits You

Here’s why you should consider our Foreign National Mortgage:

  • Simplified Process: We navigate the complexities of international lending for you.
  • Competitive Rates: Get access to advantageous interest rates.
  • Flexible Lending Criteria: Unlike traditional lenders, we offer more adaptable income and credit requirements.

Specific Requirements

  • Proof of income or revenue streams.
  • Down payment requirements vary depending on the loan size and property type.
  • Valid identification along with necessary immigration documents.

Property Types Funded

Invest in America’s Diverse Real Estate Market

  • Single Family Residences: Detached homes intended for one family.
  • Condominiums: Individual units in a larger complex, often in cities.
  • Townhomes: Multi-level homes connected in a row, common in suburban areas.
  • Multi-Family Properties (1-4 units): Buildings housing multiple families, offering potential for rental income.
  • Commercial Properties: Spaces used for business activities, such as offices, retail, or industrial facilities.
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Loan Amount Parameters

  • Minimum Loan: Starting at $75,000 for entry-level investments
  • Maximum Loan: Up to $2,000,000 for extensive, high-yield projects.
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Foreign National Loan Terms

  • 5-Year Adjustable-Rate Mortgage (ARM): Lower initial rates, ideal for short-term investment strategies.
  • 7-Year Adjustable-Rate Mortgage (ARM): Moderate initial rates suitable for medium-term financial planning.
  • 10-Year Adjustable-Rate Mortgage (ARM): Extended adjustable rate period for greater financial flexibility.
  • 30-Year Fixed-Rate Mortgage: Long-term stability with a fixed interest rate for the loan's duration.
  • 40-Year Fixed-Rate Mortgage: Extended fixed-rate term for reduced monthly payments.
  • Interest-Only Loans: Pay only the interest initially, offering lower monthly payments for a set period.

Availability Funding Eligibility

Our FHA Mortgage Lending product is accessible to a wide range of entities:

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Individuals

A direct and personalized approach to property acquisition

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Trusts

A tool for versatile, strategic real estate planning

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Corporations

Facilitating rapid portfolio expansion or diversification

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Partnerships

Capitalize on collective investment opportunities swiftly

Barrett Financial’s Foreign National Mortgage Lending product is your gateway to successful property investment in the United States. Let our expertise facilitate your international investment journey. Start your application today and make your American real estate dreams come true.

States We Serve

Barrett Financial is proud to service multiple states across the U.S., offering comprehensive solutions to suit diverse regional needs. Check our map to find out if we service your state.

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