Commitment to Service, VA Loans Delivered

A specialized VA Mortgage Product, designed to serve the unique financial needs of veterans and active-duty military personnel. This mortgage solution offers a substantial lending range from $150,000 to $2,000,000, covering a variety of real estate asset types such as Condominiums, Townhomes, Multi-Family 1-4 units, Single Family homes, and Commercial properties.

Our product is adaptable to multiple funding structures, including both individual accounts and trusts, providing enhanced flexibility to accommodate your specific needs. Select from multiple lending terms, including a 5-Year Adjustable Rate Mortgage (ARM), a 7-Year ARM, or a traditional 30-Year Fixed Rate Mortgage to align with your financial planning.

What sets this mortgage product apart is the zero down payment requirement, effectively reducing the initial financial hurdle in your path to property ownership. With competitive rates and efficient processing, this VA Mortgage Product is designed to facilitate an effortless transition into your next property venture.

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Who Is An VA Loan For?

Our VA Loans product serves a diverse clientele:

  • Active-Duty Military Personnel: Serving and considering homeownership.
  • Veterans: An earned benefit for your service.
  • Spouses of Deceased Veterans: To keep the dream of homeownership alive.

How VA Loans Benefit You?

  • No Down Payment: An advantage that eases the initial financial burden.
  • Reduced Interest Rates: A cost-saving feature over the life of the loan.
  • No PMI Requirements: Saves you additional monthly costs.

VA Specific Requirements

  • A valid Certificate of Eligibility (COE) from the Department of Veterans Affairs.
  • Meet minimum credit and income standards.

VA Property Types Funded

Broad Spectrum of Property Choices:

  • Single Family Homes: Space for growing families.
  • Condominiums: A city-living alternative.
  • Townhomes: The middle ground for space and community.
  • Multi-Family 1-4 Units: Perfect for those considering additional rental income.
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VA Loan Amounts

  • Minimum Loan Amount: $150,000 to accommodate moderate home prices.
  • Maximum Loan Amount: Up to $2,000,000 for high-value homes.
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VA Loan Terms

Versatility in Repayment:

  • No Down Payment Required
  • 5-Year ARM: Adjustable rates for short-term stays.
  • 7-Year ARM: Longer adjustable rates for extended commitments.
  • 30-Year Fixed-Rate Rental Loans: Stable payments for long-term planning.

VA Availability Funding Eligibility

Our FHA Mortgage Lending product is accessible to a wide range of entities:

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Individuals

Active or retired military personnel and spouses of deceased veterans.

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Trusts

Subject to trust documentation and eligibility of the trustee.

Embrace the future with the security and benefits of Barrett Financial’s VA Mortgage product. Our commitment to your service is unwavering, just as yours has been for our country. Apply today and move one step closer to the home you deserve.

States We Serve

Barrett Financial is proud to service multiple states across the U.S., offering comprehensive solutions to suit diverse regional needs. Check our map to find out if we service your state.

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